Hard to find affordable starter home located on a relatively level 1/3 acre lot in established neighborhood. This well maintained home is close to everything, has city water and is located on a publicly maintained road. The shingles were replaced in 2016 and a new Split Zone HVAC system (including duct work) was installed in 2018. The compressor was recently replaced under warranty and there is 3 yrs remaining on the warranty. Both the kitchen and primary bath have been updated. The lower level has a family room, 1/2 bath and laundry room. Approximately half of the single car garage was previously enclosed and used as an unheated storage area but could easily be converted back to a full one car garage. The main living area has 3/4" hardwood flooring and a gas fireplace. The rear of the home has a large covered porch, fire-pit area and small stream. There is also a stand-up crawl space available for storage. The seller reports no water or wind damage from hurricane Helene. The washer and dryer is included. My understanding that this property possibly qualifies for 100% financing thru the United Community Bank's Portfolio 100 mortgage product. United Community Bank also offers a 100% loan product called PATH which has no PMI requirement. Please contact the lender for details.