4634 Harbor View Terrace
/ 39
4634 Harbor View Terrace - Photo 1 4634 Harbor View Terrace - Photo 2 4634 Harbor View Terrace - Photo 3 4634 Harbor View Terrace - Photo 4 4634 Harbor View Terrace - Photo 5 4634 Harbor View Terrace - Photo 6 4634 Harbor View Terrace - Photo 7 4634 Harbor View Terrace - Photo 8 4634 Harbor View Terrace - Photo 9 4634 Harbor View Terrace - Photo 10 4634 Harbor View Terrace - Photo 11 4634 Harbor View Terrace - Photo 12 4634 Harbor View Terrace - Photo 13 4634 Harbor View Terrace - Photo 14 4634 Harbor View Terrace - Photo 15 4634 Harbor View Terrace - Photo 16 4634 Harbor View Terrace - Photo 17 4634 Harbor View Terrace - Photo 18 4634 Harbor View Terrace - Photo 19 4634 Harbor View Terrace - Photo 20 4634 Harbor View Terrace - Photo 21 4634 Harbor View Terrace - Photo 22 4634 Harbor View Terrace - Photo 23 4634 Harbor View Terrace - Photo 24 4634 Harbor View Terrace - Photo 25 4634 Harbor View Terrace - Photo 26 4634 Harbor View Terrace - Photo 27 4634 Harbor View Terrace - Photo 28 4634 Harbor View Terrace - Photo 29 4634 Harbor View Terrace - Photo 30 4634 Harbor View Terrace - Photo 31 4634 Harbor View Terrace - Photo 32 4634 Harbor View Terrace - Photo 33 4634 Harbor View Terrace - Photo 34 4634 Harbor View Terrace - Photo 35 4634 Harbor View Terrace - Photo 36 4634 Harbor View Terrace - Photo 37 4634 Harbor View Terrace - Photo 38 4634 Harbor View Terrace - Photo 39
+29
$849,000
3 bd 3 ba 2,947 sqft
4634 Harbor View Terrace
Morganton, NC 28655
12 days on market
Property Type
Residential
Year Built
1995
Lot Size
Garage
2 spaces

About This Home

Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels.

The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization.

Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience.

Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer.

*Take a look at the drone video in agent remarks!*

Property Details

Interior

Bedrooms
3
Bathrooms
3
Living Area
2,947 sqft

Exterior & Lot

Year Built
1995
Garage Spaces
2

Location

Subdivision
East Shores
County
Burke
ZIP Code
28655

Financial

Listing Terms
Cash, Conventional, FHA, VA Loan
HOA Fee
$1,014/mo

Utilities

Sewer
Septic Installed

Schools

Elementary
Glen Alpine
Middle School
Table Rock
High School
Freedom

Appliances

Dishwasher, Electric Oven, Microwave

Lot Features

Waterfront

Location

Listing Information

MLS #
CAR4340012
Listing Agent
Zac Campbell
Listing Office
DASH Carolina
Listed Date
Mar 15, 2026
Rhonda Moore
Rhonda Moore
Realtor®, Broker Associate

Contact Rhonda Moore About This Property

Interested in 4634 Harbor View Terrace? Send us a message and we'll get back to you.

Your information will be kept confidential and used only to respond to your inquiry.