Affordable, private, and close to town! This site-built Hendersonville cottage offers a hard-to-find price point with the flexibility to work with conventional, FHA, VA, or USDA financing. The main level features 2 bedrooms and a full bath along with an updated kitchen featuring new cabinetry, new appliances, and a clever fold-down eating counter that maximizes space. Updated decking provides a great spot to relax and enjoy the peaceful, wooded setting. The walk-out basement adds valuable additional living space with a bonus room, full bathroom, fireplace, and new flooring. Significant professional improvements have also been made downstairs, including new drywall and insulation, baseboard heaters, a new water heater, vapor barrier, and sump pump/channel drainage system. Step directly from the lower level onto new decking overlooking the private backyard, with power already in place for a future hot tub. Outside, the owners have put considerable care into the property, adding apple, pear, peach, fig, and elderberry plantings throughout the landscape. A generator hookup provides added peace of mind, and the generator conveys with the home. Enjoy a private setting just minutes from Hendersonville while remaining outside the city limits with no city taxes. At $295,000, this is a great opportunity for buyers looking for an affordable site-built home with updates, additional lower-level space, and room to enjoy the outdoors.